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Payment Solutions

Power the future of digital payments with SmartEdge

Digital payments have been gaining momentum over the years – a demand driven by greater convenience, evolving customer behaviour and trending business needs. In a sense, anyone with a smartphone can make cross-border payments and purchases efficiently, with its own set of challenges. SmartEdge, Innova’s payment solution is designed to authorize, clear, and settle digital payments in a reliable, efficient, and secure way.

About SmartEdge

With SmartEdge, our SaaS based payment platform, enterprises of any scale can manage their payments, add funds in multiple ways, make timely pay-outs to customers, vendors, and partners via different payment options like IMPS, NEFT, UPI, or even through cards. Businesses, government institutions and financial organizations can create a branded payment network or process transactions of an existing branded payment network.

Key Features

Payment and Retail Network

Transaction Risk Management

Advanced Routing Services

Control and Performance

Flexibility and Customization

Truly Digital and Faster Settlement

API Driven

The Innova Edge

Integrated Platform

Single platform for payment network, issuer processing, and acquirer processing

Low-cost Computing

Built on open technology and commodity hardware

Master-less Execution Bus

Scalable, self-configuring, low-latency, and reliable processing

Economic Costs

Per transaction costs, costs of capital and annual spend (~40%)

Real-Time Processing

Highly scalable, fault tolerant, processing with peak TPS 20,000 and 99.999 availability

Open and API based platform

Open and industry-based interfaces, 7500 TPS on commodity hardware and plug-in architecture for services

Enterprise-grade security

Multi level data security, advanced threat mitigation, rich crypto primitives highly configurable engine based on SmartEdge Payment Language and Profile system

Data Insights and Analytics

Insightful visualization, analytics with advance AI/ML technologies

Industry Certified

SmartEdge is safe, sound and PA DSS certified

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