WHAT IS SMARTEDGE?
A de‑centralized Digital Payment platform empowering Financial Institutions to build, operate and deliver Payment Network for their customers that is low cost, highly flexible, localized and multi‑brand
 
CONTROL
Removes intermediaries and puts Financial Institutions in control of the network, processing and costs
TRULY DIGITAL
Support multiple payment instruments and payments through a variety of smart devices
REDEFINE RETAIL BANKING
Enables Financial Institutions to deliver a truly differentiated retail experience
VALUE EXCHANGE
Provides a seamless conversion of business exchange units between Financial Institutions and merchants
SECURITY AND REGULATION COMPLIANT
Delivers a secure and highly flexible platform supporting multiple regulations
FASTER SETTLEMENT
Intelligent settlement engine that delivers real-time settlements, continuous settlement and traditional batched settlements
 
SmartEdge
SMARTEDGE VALUE PROPOSITION
 
Peer-to-Peer Network
PEER-TO-PEER NETWORK
Decentralized control, trusted execution of rules, any brand processing
Lower Costs
LOWER COSTS
Improved per transaction costs, reduced costs of capital and decreased annual spend (~40%)
 
Real time settlement
REAL TIME SETTLEMENT
Federated consensus enables instant confirmation and finality
Highly Scalable
HIGHLY SCALABLE
Real time engine with peak performance of 20,000 TPS
 
Enterprise-Grade Security
ENTERPRISE-GRADE SECURITY
Multi-level data security, advanced threat mitigation, rich cryptographic primitives
Open Distributed Platform
OPEN DISTRIBUTED PLATFORM
Built on commodity hardware and extensible through the SmartEdge language
SMARTEDGE TECHNOLOGY ADVANTAGES
 
Peer-to-Peer Network
SMARTEDGE LEDGER
Immutable ledger with full privacy and access controls to parties involved
Lower Costs
SMARTEDGE P2P PROTOCOL
Federated consensus with finality of transactions and security
 
Real time settlement
TRUSTED EXECUTION
Delivers localized trusted execution for all payment rules and removes reconciliation systems
Highly Scalable
SMARTEDGE LANGUAGE
Use SmartEdge language to customize the engine
 
Enterprise-Grade Security
REAL TIME PROCESSING
Highly concurrent and fault tolerant processing engine with 99.999%
Open Distributed Platform
SECURE PLATFORM
Compliance with payment related security standards and extensive audit capabilities
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