Innova Solutions > Payment Solutions

Power your payments, grow your business

The payments arena is radically changing nowadays. People are using all sorts of devices (e.g. via smartphones and tablets) to shop, pay the rent/bills, book a trip, or make any other types of transactions. Companies blend forces to facilitate the “ready-to-use payment system,” as we see it nowadays.

Innova’s payment solutions are designed to deliver in a simple, fully digital, secure, and fast payment ecosystem. Backed by prominent payment experts, we enable your payment strategy by configuring all your payment needs like governance, certifications, and market implementation.

Our Payment platform is holistic and helps enterprises of any scale to manage their payments and make timely pay-outs using intuitive solutions and powerful API. SmartEdge, our all-in-one integrated platform, allows clients to add funds in multiple ways and make pay-outs to customers, vendors, or partners, via different payment options like IMPS, NEFT, UPI, or even through cards.

SmartEdge value proposition

One Platform for all payments
Single platform for payment network, issuer processing, and acquirer processing

Lower costs
Per transaction costs, costs of capital and annual spend (~40%)

Highly scalable
Real-time engine with peak TPS 20,000 availability at 99.999

Open and API based platform
Open interface and API based; built on commodity hardware

Enterprise-grade security
Multi level data security, advanced threat mitigation, rich crypto primitives

Payment Reconciliation

Reconciliation is a vital accounting process for matching and balancing two sets of records of a business account. Solutions include:

Payment reconciliation
Merchant reconciliation
GL reconciliation
Non-financial reconciliation

Card Issuance

Enhance engagement with your clients through augmented face-time, driving highly valued additional services and increasing profitability of your business. Solutions include:

Debit card management
Credit card issuance
Pre-paid card management

Digital Payments

Innova’s digital payment solutions enable banks, processors, telecom providers and retailers for effortless implementation of digital payments. Solutions include:

Market connectivity
Connect to liquidity and money markets
Market analytics
Liquidity pool access


Managed Services

We help to improve productivity, efficiency, and cost savings with greater uptime, controlled spending and end to end security

Integrated Solutions

End to end service delivery through integrated solutions and next generation evolutionary technology

Operation Excellence

Leveraging smart operations processes and right set of technology to optimize processes, methods and operations

Domain Expertise

Deep understanding of business needs and subject matter experts from capital market and payments domain

Proven Methodology

Agile delivery of services and solutions giving early revenues and ROI to our customers

You have a dream?

We have a way to get you there.
Let’s connect and see how we help companies just like yours.